Employees can purchase products from partnered Telebirr mini-app merchants while Demoz handles approvals, spending limits, and seamless payroll repayment.
Demoz offers controlled spending limits, seamless Telebirr purchase experiences, and automated payroll deductions — boosting employee welfare without adding admin work.
Employees only receive limits they can safely repay through payroll.
Helps employees afford essential items like electronics, appliances, and household goods.
Shopping happens in Telebirr mini-apps — no separate credit checks or forms.
All approval logic, payroll deductions, and tracking are fully automated.
Demoz verifies employee limits, approves purchases, pays merchants instantly, and deducts installments automatically — making employer-backed shopping simple, secure, and fully automated.
Selects products from approved merchants.
Employee will see list of payment methods and will choose 'Demoz Credit'
Repayments are automatically deducted every salary cycle.
Demoz calculates safe spending limits, verifies purchases instantly, and automates payroll deductions — giving employees a smooth shopping experience while keeping everything compliant and effortless for employers.
Demoz calculates a safe, personalized BNPL limit for each employee based on salary and existing obligations.
Employees shop directly inside Telebirr partner mini-apps — no extra verification required.
Demoz automatically confirms purchase details and validates if the employee has enough spending limit.
Repay through upcoming payroll cycles with flexible installment options.
BNPL repayments happen automatically during salary processing — no manual tracking.
Join hundreds of businesses already using Demoz Pay to streamline their payroll operations.